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Financial News ,Pro Tips ,Wealth Management ,Financial News

Charitable Giving Ideas to Benefit Those in Need & Your Family

Listed here are some ideas to ponder for 2018 and beyond that would benefit the charity of your choice, and your family. Anything you read below should be discussed first with your accountant or tax advisor before you take action.

Charitable giving has certainly changed in 2018. A new tax regime has been passed into law, called the “Tax Cuts and Jobs Act.” The main change that is relevant for charitable giving is whether (or not) you can still itemize your deductions on your income tax return. Why is that relevant? Charitable giving is part of your itemized deductions.

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Financial News ,Financial Professionals ,Financial Planning ,Pro Tips

“Conducting” the tax strategy of your clients

CPA's are always looking to mitigate their client's tax liabilities. CPA's can coordinate various parts of a client's investment strategy to accomplish this.

A tax professional can act similarly to a “conductor” in an orchestra.  They direct the tune, the instruments used and how the end product sounds.  They can make the appropriate changes as they see fit and understand how powerful their actions are in making the show.

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Financial News ,Financial Professionals ,Investment Strategy ,Business Finance ,Pro Tips

How Can CPAs Mitigate Their Client's Risk? Ask “How Does This Tie In With the Rest of Your Finances?"

CPAs must ask the right questions to mitigate their clients risk. One of these questions is asking how an investment ties in with the overall picture.

Investment professionals and entities alike should always ask “How Does This Tie In With the Rest of Your Finances?”.  It is an important enough question that even from service providers such as attorneys and CPAs, often does not get asked enough to their clients.

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Financial News ,Pro Tips

Asset Allocation Model Explained

An asset allocation model means that you’re dividing your wealth into various types of investments. Learn more about what this model entails.

A wealth of assets is the primary goal of almost everyone, from individuals to small businesses and large corporations. However, any financial advisor will tell you that it's never a good idea to invest all your money in one type of asset -- even cash. You've probably heard of asset allocation, and you may even have a general idea of what it means. But do you know how to make it work for your situation? This guide should help.

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Financial News ,Investment Strategy ,Financial Planning ,Pro Tips

How Can CPAs Help Optimize Conservation of Capital? “Embrace the Next Generation”

CPAs must work with every generation of a client's family to optimize a capital conservation strategy. This helps craft and implement more effective plans.

Professionals often make the mistake of not working and planning alongside the heirs of their clients. Not exploring the wishes of both clients and their children not only causes miscommunication in the development of a plan that efficiently transfers assets but also may displace the professional relationship in the future.

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Financial News ,Financial Professionals ,Investment Strategy ,Financial Planning ,Pro Tips

Embrace Technology & Methodology Together To Optimize Conservation of Capital

Embracing technology and a solid investment methodology allows financial advisors to better conserve capital. Learn how turnkey asset allocation helps.

Financial professionals are starting to grasp the power of technology as a tool to manage client assets. A savvy financial professional will not only utilize technology but will develop a corresponding investment methodology and strategy behind it.

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Financial News ,Financial Professionals ,Investment Strategy ,Financial Planning ,Pro Tips

Utilize SMAs with Unique Investment Strategies to Mitigate Your Client's Risk

Financial advisors can leverage SMAs with unique strategies to help mitigate risk and to help better engage their clients.

Investment professionals can utilize specialized Separately Managed Accounts (SMAs) as a way to mitigate the risk of their clients. SMAs can be customized by investing in certain securities or certain strategies. They may, for example, wish to screen for equities or fixed income and invest according to a selective or opportunistic strategy.

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Financial News ,Retirement ,Financial Professionals ,Financial Planning ,Pro Tips

Have A Difficult Conversation Now to Optimize Transfer of Wealth

Properly identifying assets and goals helps CPAs have an easier time with estate planning, along with having the appropriate products and strategies to help.

The subject of what to do with assets after retirement or death is an understandably difficult topic to address. Upset family members, lost documents and the absence of the grantor after death are among some of the difficulties that tax professionals face. But the ultimate difficulty lies in having the conversation in the first place.

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Financial News ,Financial Professionals ,Investment Strategy ,Financial Planning ,Pro Tips

Identify Unique Goals and Strategies to Optimize Transfer of Wealth

Financial advisors must identify unique strategies and goals for their clients' wealth and the wealth of their heirs in order to drive their success.

Clients want to utilize their wealth to meet unique goals that they have. Charitable gifting, leaving assets to family members or even having enough for one last hurrah with friends requires a unique investment strategy for unique goals.

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Financial News ,Financial Professionals ,Investment Strategy ,Financial Planning ,Pro Tips

Diversify The Tax Harvest To Simplify Asset Allocation

Diversification enhances tax harvesting for CPAs by providing a wider selection of investments to harvest while providing diversification to mitigate risk.

Tax loss harvesting involves the selling of a security that has experienced a loss. By selling the security, the investor realizes or "harvests" that loss and is able to offset taxes on both gains and income. The security that was sold is replaced by a similar one, which maintains the optimal asset allocation.

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