4Thought Investing Resources

4Thought Investing Resources

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Financial News ,Financial Planning ,wealth management

The Importance of Retainer Fee-Based Financial Planning & Wealth Management

Retainer fee-based financial planning holds significantly more benefits for advisors and investors concerned about navigating recent industry changes than the traditional commission-based model. Here are several reasons why you should consider making the switch today.

Recent, sweeping tax reform. Uncertainty about the U.S. Department of Labor’s recently enacted—(Or was it?)—Fiduciary Rule. The current turbulence defining the stock market, and ever-evolving capabilities of automation.

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Financial News ,Financial News ,Pro Tips ,wealth management

Charitable Giving Ideas to Benefit Those in Need & Your Family

Listed here are some ideas to ponder for 2018 and beyond that would benefit the charity of your choice, and your family. Anything you read below should be discussed first with your accountant or tax advisor before you take action.

Charitable giving has certainly changed in 2018. A new tax regime has been passed into law, called the “Tax Cuts and Jobs Act.” The main change that is relevant for charitable giving is whether (or not) you can still itemize your deductions on your income tax return. Why is that relevant? Charitable giving is part of your itemized deductions.

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Financial News ,CPA Continuing Education ,Financial News

CPA Continuing Education Course: Helping Clients With Elderly Parents

Learn how to help your accounting clients with the tax, financial planning, and family issues associated with their aging parents.
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Financial News ,Financial Planning ,wealth management ,Financial News

4Thought Financial Group Wealth Management & Investment Methodology Overview

In this educational introductory video, 4Thought Financial Group's executive team, Jesse Mackey, Brian Mackey, and Martin Levine, provide an overview of the firm's unique wealth management and investment methodology, and other characteristics that set it apart from the rest of the pack.


4Thought Financial Group is a level-fee fiduciary Registered Investment Advisor providing coordinated wealth management and financial planning services, involving four different areas: Investment Planning, Estate Planning, Fringe Benefits Planning, and Business Succession Planning. 4Thought Financial Group specializes in utilizing a unique strategic approach to achieve clients' financial goals, leveraging multi-method investing, technology-driven quantitative analysis, and traditional financial planning services to redefine the traditional investing model.

4Thought Financial Group's executive team, Chief Investment Officer Jesse Mackey, Chief Executive Officer Brian Mackey, and Chief Financial Officer Martin Levine, outline the firm's unique wealth management and investment methodology, and other characteristics that set it apart from the rest of the pack, in this introductory video, with a transcription provided below.

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Financial News ,Financial News ,Investment Strategy ,Financial Advisor

What Is the Best Way to Buy Bonds?

For both retail investors and the advisors who serve them, a perennial question always arises when market expectations for interest rates change: What is the best way to buy bonds?

An appropriate answer to this question may depend on several factors, including the specific objectives of the investor, the amount of investable assets, the expected direction of interest rate changes, and many others. But in the absence of such specifics, there are traits of different available bond investment vehicles with which all bond investors should be familiar, regardless of what market environment may be forthcoming.

While this list is not exhaustive, the following three potential investment vehicles may be used as the basic building blocks of the bond portfolio:

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Financial News ,CPA Continuing Education ,Financial News

CPA Continuing Education Course: Pension Planning for 2018

Learn about optimizing retirement benefits and the ins and outs of qualified retirement plans, including optimal design, best practices, and compliance.
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Financial News ,CPA Continuing Education

CPA Continuing Education Course: Annuities as a Tool of Financial Planning

Learn how immediate, deferred, fixed and variable annuities are used as financial planning tools to help (or hinder) your clients, and obtain helpful guidance on related best practices.

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Financial News ,Financial News ,wealth management ,Financial Advisor

Why Should I Use Retainer Fee Wealth Management? Here's a Pricing Model Breakdown

Retainer Fee-Based Wealth Management holds several significant advantages that other fee- and/or commission-based pricing structures do not, including a reduction in potential conflicts of interest and better alignment with clients' financial goals.

You wouldn’t ask an electrician to look at your leaky faucet, so why would you ask an investment manager what kind of trust to use to ease the burden of probate on an estate, or how to structure the buy/sell agreement for a business?

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Financial News ,Financial Advisor

Finding Your Financial Advisor

Finding the right financial advisor is critical to safeguarding a sound fiscal future and ensuring you achieve your financial goals.

A financial advisor is commonly seen as a finance professional who provides guidance and advice to clients regarding investments and how to best achieve their short- and long-term financial goals. But financial advisors may also offer a wider array of services, from investment planning and estate planning to business succession planning and group benefits, among many others.

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Financial News ,CPA Continuing Education

CPA Continuing Education Course: Alternative Methods of Investing

Learn about the various Alternative Methods of Investing that professional investment managers may use to manage your clients' portfolios, including Strategic Asset Allocation, Liability-Driven Investing, Opportunistic Investing, and Selective/Concentrated Investing.

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