Gaining exposure to low-correlation diversifying investment methods by the conventional route – direct subscription to Hedge Funds and Private Equity Limited Partnerships – is fraught with difficulties. Such investments require accredited investor status; lack of transparency with respect to strategies, underlying investments, and performance reporting; high fees (usually an asset based fee and a percentage of gains); low liquidity, lock-up periods, infrequent redemptions, and surrender charges; and ongoing capital commitments (with private equity) that may be difficult for clients to meet. But there are alternative routes to getting exposures to the strategies and risk premiums employed by Hedge Funds and Private Equity.
Financial News ,Financial Professionals ,Investment Strategy
Liquid Transparent Alternatives to Hedge Funds and Private Equity
An alternative approach to alternative investment methods.
[fa icon="calendar'] Oct 7, 2016 10:24:00 AM / by 4Thought Financial
Results Speak Louder than Words - Second Quarter 2016
4Thought Financial Group’s separate account strategies are managed with repeatable algorithmic processes so they can be consistently competitive. Learn how we deliver results.
[fa icon="calendar'] Sep 26, 2016 10:22:00 AM / by Jesse Mackey
Financial News ,Personal Investing ,Financial Professionals ,Investment Strategy
Systematic Investing Specialization: The 4Thought Difference
We consider ourselves advocates for the idea of systematic savings and investment.
[fa icon="calendar'] Jul 27, 2016 10:49:41 AM / by 4Thought Financial
We consider ourselves advocates for the idea of systematic savings and investment, and we have developed focused proprietary strategies to potentially maximize the benefits of this process for our investors.
Financial News ,Investment Strategy ,Financial Planning ,Pro Tips
How Can CPAs Help Optimize Conservation of Capital? “Embrace the Next Generation”
CPAs must work with every generation of a client's family to optimize a capital conservation strategy. This helps craft and implement more effective plans.
[fa icon="calendar'] Jun 16, 2016 10:57:18 AM / by 4Thought Financial
Professionals often make the mistake of not working and planning alongside the heirs of their clients. Not exploring the wishes of both clients and their children not only causes miscommunication in the development of a plan that efficiently transfers assets but also may displace the professional relationship in the future.
Financial News ,Financial Professionals ,Investment Strategy ,Financial Planning ,Pro Tips
Embrace Technology & Methodology Together To Optimize Conservation of Capital
Embracing technology and a solid investment methodology allows financial advisors to better conserve capital. Learn how turnkey asset allocation helps.
[fa icon="calendar'] Jun 16, 2016 10:57:00 AM / by 4Thought Financial
Financial professionals are starting to grasp the power of technology as a tool to manage client assets. A savvy financial professional will not only utilize technology but will develop a corresponding investment methodology and strategy behind it.
Financial News ,Financial Professionals ,Investment Strategy ,Financial Planning ,Pro Tips
Utilize SMAs with Unique Investment Strategies to Mitigate Your Client's Risk
Financial advisors can leverage SMAs with unique strategies to help mitigate risk and to help better engage their clients.
[fa icon="calendar'] Jun 16, 2016 10:56:34 AM / by 4Thought Financial
Investment professionals can utilize specialized Separately Managed Accounts (SMAs) as a way to mitigate the risk of their clients. SMAs can be customized by investing in certain securities or certain strategies. They may, for example, wish to screen for equities or fixed income and invest according to a selective or opportunistic strategy.
Financial News ,Retirement ,Financial Professionals ,Financial Planning ,Pro Tips
Have A Difficult Conversation Now to Optimize Transfer of Wealth
Properly identifying assets and goals helps CPAs have an easier time with estate planning, along with having the appropriate products and strategies to help.
[fa icon="calendar'] Jun 16, 2016 10:56:18 AM / by 4Thought Financial
The subject of what to do with assets after retirement or death is an understandably difficult topic to address. Upset family members, lost documents and the absence of the grantor after death are among some of the difficulties that tax professionals face. But the ultimate difficulty lies in having the conversation in the first place.
Financial News ,Financial Professionals ,Investment Strategy ,Financial Planning ,Pro Tips
Identify Unique Goals and Strategies to Optimize Transfer of Wealth
Financial advisors must identify unique strategies and goals for their clients' wealth and the wealth of their heirs in order to drive their success.
[fa icon="calendar'] Jun 16, 2016 10:56:09 AM / by 4Thought Financial
Clients want to utilize their wealth to meet unique goals that they have. Charitable gifting, leaving assets to family members or even having enough for one last hurrah with friends requires a unique investment strategy for unique goals.
Financial News ,Financial Professionals ,Investment Strategy ,Financial Planning ,Pro Tips
Diversify The Tax Harvest To Simplify Asset Allocation
Diversification enhances tax harvesting for CPAs by providing a wider selection of investments to harvest while providing diversification to mitigate risk.
[fa icon="calendar'] Jun 16, 2016 10:55:48 AM / by 4Thought Financial
Tax loss harvesting involves the selling of a security that has experienced a loss. By selling the security, the investor realizes or "harvests" that loss and is able to offset taxes on both gains and income. The security that was sold is replaced by a similar one, which maintains the optimal asset allocation.
Financial News ,Financial Professionals ,Investment Strategy ,Financial Planning ,Pro Tips
Plan Along With Planning Needs To Minimize Retirement Liabilities
Financial advisors must take their clients' circumstances into account when constructing a financial plan. They must also be responsive to any life changes.
[fa icon="calendar'] Jun 16, 2016 10:55:13 AM / by 4Thought Financial
Financial professionals will often recommend products and services that reflect the current circumstances of their clients. But they also need to recommend products and services that reflect their future circumstances. A very real worry in the financial planning world for investors and their advisers alike is the possibility of outliving their assets and possessing more liabilities and expenses in retirement.
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