Financial News

CPAs are an important part of the investment process.  Besides the valuable tax planning and financial planning expertise that they offer, many CPAs are involved with their client’s investment decision making.  Besides understanding their tax situation, a CPA can recommend appropriate financial solutions that can fit both their particular taxation and investing circumstances.

Rolling over your 401k is easier than ever before.  Many investors believe that they must pick and choose what to sell, what to keep and often make the process seem more complex than it really is.  But the reality is that rolling over your retirement assets and putting a plan into place is relatively simple.

Part of successful investing is generating favorable results in good markets as well as bad markets.  Regardless of whatever your idea of retirement looks like, investors need a plan to get there in the first place.

Investors often believe that they cannot obtain proper diversification within their investments without paying a significant amount in investing fees such as upfront mutual fund sales charges and ongoing internal expenses.  However, the advent of technology-driven investing has allowed investors to create a properly diversified portfolio at a relatively inexpensive cost.  Best of all, this does not necessarily come at the expense of traditional human interaction and service.

529 plans are an excellent way to save for college.  However, there are alternative investment platforms that can complement these college savings plans.  These investment vehicles can act as an avenue of exposure to alternative assets that may not be available inside a 529 plan.  Furthermore, these investment vehicles can potentially act as a hedge against risks in the 529 plan. 

Rolling over your 401k today can help move you towards a more comfortable retirement tomorrow.  Leaving your 401k unattended can not only jeopardize your retirement, but also ensures that you miss out on various market opportunities.  Besides that, rolling over your 401k gives you more control over your investments.

When investing for retirement, investment fees should not total a significant portion of your retirement portfolio.  Fees assessed on qualified retirement plans add up, especially for plans for smaller employers.  The 401k and the Individual Retirement Account (IRA) have become the retirement savings vehicles of choice, but these accounts all charge fees or other expenses that eat into returns.

A CPA must often be cognizant of gathering investment information as part of their fiduciary duty, if it applies to their client.  As accountants become more involved with their client’s investments, they must be aware of what information is needed.  More importantly, they must understand how this information impacts their client’s tax situation and their overall financial profile.

#1 Thematic Systematic Investing Top 1% – YTD percentile ranking out of 428 World Stock managers as of 9/30/16
#1 – YTD absolute ranking out of 428 World Stock managers as of 9/30/16

#2 Global Thematic Accumulation Top 1% – YTD percentile ranking out of 428 World Stock managers as of 9/30/16
#2 –YTD absolute ranking out of 428 World Stock managers as of 9/30/16