--- title: Where to Get the Best Financial Guidance description: When looking for the best financial guidance, it can be tricky to navigate through all the available resources. Here are some great ones to get you started. image: http://www.4tfg.com/hubfs/Blog/Where-to-Get-the-Best-Financial-Guidance.jpg --- [![4thought\_footer-logo.png](https://www.4tfg.com/hs-fs/hubfs/4thought_footer-logo.png?width=335&height=101&name=4thought_footer-logo.png "4thought_footer-logo.png")](https://www.4tfg.com/) - [![4Thought Financial Group](https://www.4tfg.com/hubfs/4thought_footer-logo.png)](https://www.4tfg.com/) [![4Thought Financial Group Compass](https://www.4tfg.com/hubfs/4Though-Compass.png)](https://www.4tfg.com/) - [About 4Thought](https://www.4tfg.com/investment-methodology) - [Our Investment Methodology](https://www.4tfg.com/investment-methodology) - [Management Team](https://www.4tfg.com/management) - [In the Media](https://www.4tfg.com/media) - [Contact](https://www.4tfg.com/contact) - [Services](https://www.4tfg.com/investing) - [Private Individual Investing](https://www.4tfg.com/investing) - [SMAs for RIA /Institutional /Family Office](https://www.4tfg.com/financial-advisors-and-institutions) - [Services for CPAs](https://www.4tfg.com/cpa-investing-services) - [Private Wealth Management](https://www.4tfg.com/wealth-management) - [Retirement Plan Services](https://www.4tfg.com/retirement-plan-services) - [Resources](https://www.4tfg.com/resources) - [Financial News](https://www.4tfg.com/resources) - [Portfolio Review](https://www.4tfg.com/portfolio-review) - [Investment Performance](https://www.4tfg.com/performance-requests) - [CPA Continuing Education](https://www.4tfg.com/cpe-continuing-education) - [FAQs](https://www.4tfg.com/faq) - [FAQs](https://www.4tfg.com/faq) - [Contact](https://www.4tfg.com/contact) - Log In - [Goldman Sachs Accounts](https://custodysolutions.gs.com/client-app) - [Wealth Management](https://wealth.emaplan.com/ema/SignIn?ema) - [Consolidated Reporting](https://client.myadvisorlink.com/auth/users/webportal/4tfg) - [Retirement Plan Services](https://www.4tfg.com/rps-login) - - Log In - [Goldman Sachs Accounts](https://custodysolutions.gs.com/client-app) - [Wealth Management](https://wealth.emaplan.com/ema/SignIn?ema) - [Consolidated Reporting](https://client.myadvisorlink.com/auth/users/webportal/4tfg) - [Retirement Plan Services](https://www.4tfg.com/rps-login) ## 4Thought Investing Resources # 4Thought Investment Resources [Financial News](https://www.4tfg.com/resources/) [Investment Strategy](https://www.4tfg.com/resources/topic/investment-strategy) [Personal Finance](https://www.4tfg.com/resources/topic/personal-investing) [Business Finance](https://www.4tfg.com/resources/topic/business-finance) [For Professionals](https://www.4tfg.com/resources/topic/financial-professionals)[Compass and Crosshairs](https://www.4tfg.com/resources/topic/compass-and-crosshairs) SUBSCRIBE Subscribe for free tips and articles to help you lead a smarter financial life. [Financial News](https://www.4tfg.com/resources) ,[Financial Planning](https://www.4tfg.com/resources/topic/financial-planning) # Where to Get the Best Financial Guidance When looking for the best financial guidance, it can be tricky to navigate through all the available resources. Here are some great ones to get you started. \[fa icon="calendar"\] Apr 5, 2017, 4:22:05 PM by [4Thought Financial](https://www.4tfg.com/resources/author/4thought-financial) ![Where to Get the Best Financial Guidance](http://www.4tfg.com/hubfs/Blog/Where-to-Get-the-Best-Financial-Guidance.jpg) Whether you're young or young at heart, it's never too early, or too late, to get your financial house in order. If you're not particularly educated about the intricacies of financial management, taking those first money-management steps can be daunting. Where should you go for accurate financial guidance you can trust? Here are some great sources to get you started. ### A Reputable Financial Planner You may not have a background in finance, but financial planners do. They make their living by helping people grow and preserve their wealth. Just as you should make sure your source for financial guidance is [reputable](http://www.cfp.net/), you should make certain your financial planner is properly licensed and has incentives to work in your best interests. In addition, although the Certified Financial Planner (CFP) designation is not required and is not necessarily a direct indication of the quality of advice you’ll receive (many great advisors do not hold the designation), hiring a CFP may give you some instant gratification in knowing that the advisor has a basic level of competency. **Directly From the Issuer of Your Retirement Plan** One of the most common ways to increase your net worth is to maximize contributions to your 401(K) or other retirement plan. Financial guidance regarding these plans is commonly available from your employer and from the website of the firm overseeing your company's plan. ### Reputable Nonprofit Agencies You can receive free or low-cost financial guidance and counseling regarding credit and debt, bankruptcies, mortgages, student loan debt and much more from organizations such as the National Foundation for Credit Counseling (NFCC). Founded in 1951, NFCC is the nation's largest nonprofit financial guidance organization. NFCC comprises member agencies across the United States. All are accredited and employ counselors who have completed NFCC's comprehensive training programs. To get started, you can visit the NFCC [website](https://www.nfcc.org/locator/) and request information about counselors in your area. ### Credible Websites It's wise to conduct your own independent research online, as long as you gather your data from reputable sources. [Investopedia](http://www.investopedia.com/) is one example of a well-regarded source of reliable information about all things related to finance. It bills itself as "the largest financial education website in the world." The site is packed with detailed and actionable financial guidance strategies, including - Limiting credit-card purchases and paying the full balance each month to avoid interest fees - Creating a monthly budget and tracking your spending so you can identify problem areas - Establishing an emergency-savings fund - Learning how income taxes affect your take-home pay ### Your Local University or Community College Many universities and community colleges offer [extension](http://msue.anr.msu.edu/topic/info/money_management), or adult-education, courses on an array of finance topics. One benefit of attending a course in person is that you're able to ask questions specific to your situation. Whether you're trying to improve your credit score, learn how to qualify for a mortgage or new car loan, or decide where to invest your money for the greatest return, you'll learn helpful tools from a skilled instructor. Even if your [financial reality](https://www.4tfg.com/wealth-management) is far from ideal, the fact that you're researching ways to improve it is a step in the right direction. If you are in a great place financially, you can grow your nest egg significantly by pursuing reliable financial guidance. When you make your money work for you, you may not have to work so hard. ## Was this article helpful to you? ### Subscribe to our newsletter for free tips and articles to help you lead a smarter financial life. ### Related posts [![Understanding Risk in Investing - Part 3 - Investment Methods and Risk Premiums](https://www.4tfg.com/hubfs/Understanding%20Risk%20in%20Investing%20-%20Part%203%20-%20Investment%20Methods%20and%20Risk%20Premiums%2010-13-20%20-%20Thumbnail.jpg)](https://www.4tfg.com/resources/understanding-risk-in-investing-part3-0-1-0) [![Understanding Risk in Investing - Part 2 - Modern Portfolio Theory Quantitative Tools and Statistics](https://www.4tfg.com/hubfs/BaseCamp_Archive/attachments/332823384-all-with-graphic.png)](https://www.4tfg.com/resources/understanding-risk-in-investing-part2-0-1) [![Understanding Risk in Investing - Part 1 - Common Types of Risk and Risk Management Tools](https://www.4tfg.com/hubfs/Understanding%20Risk%20in%20Investing%20-%20Part%201%20-%20Common%20Types%20of%20Risk%20and%20Risk%20Management%20Tools%2010-12-20%20-%20Thumbnail-1.jpg)](https://www.4tfg.com/resources/understanding-risk-in-investing-part1-0) ## Leave a Comment ### Search 4tfg.com This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ### **What Type of Investor Are You?** You have unique investment goals. 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Information throughout this site, including, but not limited to, stock quotes, charts, articles or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY LINKED WEBSITE. Any opinions presented here are subject to change at any time without notice. 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The GIPS firm definition excludes any third party asset management programs over which 4Thought maintains oversight advisory agreements on behalf of its clients, any arrangements under which 4Thought provides recommendations for client self-implementation, and any assets under advisory but not under direct management (in which 4Thought provides allocation changes or trading signals to third party firms but does not take discretion over the trading of client accounts). GIPS-compliant performance information for 4Thought's strategies may be obtained by email at [info@4tfg.com](mailto:info@4tfg.com); on the 4Thought website at [https://www.4tfg.com/performance-requests](https://www.4tfg.com/performance-requests); or by phone at (516) 300-1617. ```json { "@context" : "http://schema.org", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "", "addressLocality" : "Syosset", "addressRegion" : "New York", "postalCode" : "11791", "streetAddress" : "6851 Jericho Turnpike Suite 120" }, "alternateName" : "4 Thought Financial Group", "areaServed" : { "@type" : "GeoCircle", "geoMidpoint" : { "latitude" : "+40.8100713", "longitude" : "-73.5172286" }, "geoRadius" : "150 km" }, "description" : "When looking for the best financial guidance, it can be tricky to navigate through all the available resources. Here are some great ones to get you started. 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