--- title: 4Thought Financial Group Resources | Financial Professionals (2) description: Financial Professionals | 4Thought Financial Group Resources (2) --- [![4thought\_footer-logo.png](https://www.4tfg.com/hs-fs/hubfs/4thought_footer-logo.png?width=335&height=101&name=4thought_footer-logo.png "4thought_footer-logo.png")](https://www.4tfg.com/) - [![4Thought Financial Group](https://www.4tfg.com/hubfs/4thought_footer-logo.png)](https://www.4tfg.com/) [![4Thought Financial Group Compass](https://www.4tfg.com/hubfs/4Though-Compass.png)](https://www.4tfg.com/) - [About 4Thought](https://www.4tfg.com/investment-methodology) - [Our Investment Methodology](https://www.4tfg.com/investment-methodology) - [Management Team](https://www.4tfg.com/management) - [In the Media](https://www.4tfg.com/media) - [Contact](https://www.4tfg.com/contact) - [Services](https://www.4tfg.com/investing) - [Private Individual Investing](https://www.4tfg.com/investing) - [SMAs for RIA /Institutional /Family Office](https://www.4tfg.com/financial-advisors-and-institutions) - [Services for CPAs](https://www.4tfg.com/cpa-investing-services) - [Private Wealth Management](https://www.4tfg.com/wealth-management) - [Retirement Plan Services](https://www.4tfg.com/retirement-plan-services) - [Resources](https://www.4tfg.com/resources) - [Financial News](https://www.4tfg.com/resources) - [Portfolio Review](https://www.4tfg.com/portfolio-review) - [Investment Performance](https://www.4tfg.com/performance-requests) - [CPA Continuing Education](https://www.4tfg.com/cpe-continuing-education) - [FAQs](https://www.4tfg.com/faq) - [FAQs](https://www.4tfg.com/faq) - [Contact](https://www.4tfg.com/contact) - Log In - [Goldman Sachs Accounts](https://custodysolutions.gs.com/client-app) - [Wealth Management](https://wealth.emaplan.com/ema/SignIn?ema) - [Consolidated Reporting](https://client.myadvisorlink.com/auth/users/webportal/4tfg) - [Retirement Plan Services](https://www.4tfg.com/rps-login) - - Log In - [Goldman Sachs Accounts](https://custodysolutions.gs.com/client-app) - [Wealth Management](https://wealth.emaplan.com/ema/SignIn?ema) - [Consolidated Reporting](https://client.myadvisorlink.com/auth/users/webportal/4tfg) - [Retirement Plan Services](https://www.4tfg.com/rps-login) ## 4Thought Investing Resources ## 4Thought Investing Resources [Financial News](https://www.4tfg.com/resources/) [Investment Strategy](https://www.4tfg.com/resources/topic/investment-strategy) [Personal Finance](https://www.4tfg.com/resources/topic/personal-investing) [Business Finance](https://www.4tfg.com/resources/topic/business-finance) [For Professionals](https://www.4tfg.com/resources/topic/financial-professionals)[Compass and Crosshairs](https://www.4tfg.com/resources/topic/compass-and-crosshairs) # **Financial Professionals (2) Resources** SUBSCRIBE Subscribe for free tips and articles to help you lead a smarter financial life. [Financial News](https://www.4tfg.com/resources) ,[Financial Professionals](https://www.4tfg.com/resources/topic/financial-professionals) ,[Investment Strategy](https://www.4tfg.com/resources/topic/investment-strategy) ,[Financial Planning](https://www.4tfg.com/resources/topic/financial-planning) ,[Pro Tips](https://www.4tfg.com/resources/topic/pro-tips) ## [Plan Along With Planning Needs To Minimize Retirement Liabilities](https://www.4tfg.com/resources/plan-along-with-planning-needs-to-minimize-retirement-liabilities-financial-advisors) Financial advisors must take their clients' circumstances into account when constructing a financial plan. They must also be responsive to any life changes. \[fa icon="calendar'\] Jun 16, 2016, 10:55:13 AM / by [4Thought Financial](https://www.4tfg.com/resources/author/4thought-financial) Financial professionals will often recommend products and services that reflect the current circumstances of their clients. But they also need to recommend products and services that reflect their future circumstances. A very real worry in the financial planning world for investors and their advisers alike is the possibility of outliving their assets and possessing more liabilities and expenses in retirement. [Read More](https://www.4tfg.com/resources/plan-along-with-planning-needs-to-minimize-retirement-liabilities-financial-advisors) [Financial News](https://www.4tfg.com/resources) ,[Personal Investing](https://www.4tfg.com/resources/topic/personal-investing) ,[Financial Professionals](https://www.4tfg.com/resources/topic/financial-professionals) ,[Investment Strategy](https://www.4tfg.com/resources/topic/investment-strategy) ,[Financial Planning](https://www.4tfg.com/resources/topic/financial-planning) ,[Pro Tips](https://www.4tfg.com/resources/topic/pro-tips) ## [Why Use Exchange Traded Funds in Portfolio Management](https://www.4tfg.com/resources/why-use-exchange-traded-funds-in-portfolio-management) Exchange traded funds provide an easy, low-cost way to improve diversification and other aspects of the investment management process. \[fa icon="calendar'\] Jun 14, 2016, 5:58:03 PM / by [Jesse Mackey](https://www.4tfg.com/resources/author/jesse-mackey) *Why is this Topic Important to Wealth Managers? This blogticle represents a special series regarding advanced investing with ETFs. Recently there has been much discussion in the marketplace on the use of these tools and thus we present this topic for wealth managers who may consider these investment vehicles for their clients.* [Read More](https://www.4tfg.com/resources/why-use-exchange-traded-funds-in-portfolio-management) [Financial News](https://www.4tfg.com/resources) ,[Financial Professionals](https://www.4tfg.com/resources/topic/financial-professionals) ,[Investment Strategy](https://www.4tfg.com/resources/topic/investment-strategy) ,[Financial Planning](https://www.4tfg.com/resources/topic/financial-planning) ,[Pro Tips](https://www.4tfg.com/resources/topic/pro-tips) ## [Making Difficult Conversations Easier](https://www.4tfg.com/resources/making-difficult-conversations-easier) An effective estate plan depends on effective conversations with clients. CPAs can recommend investment strategies that simplify the estate planning process. \[fa icon="calendar'\] May 11, 2016, 11:00:00 AM / by [4Thought Financial](https://www.4tfg.com/resources/author/4thought-financial) The subject of what to do with assets after retirement or death is an understandably difficult topic to address.  Upset family members, lost documents and the absence of the grantor after death are among some of the difficulties that tax professionals face.   But the ultimate difficulty lies in having the conversation in the first place. [Read More](https://www.4tfg.com/resources/making-difficult-conversations-easier) [Financial News](https://www.4tfg.com/resources) ,[Financial Professionals](https://www.4tfg.com/resources/topic/financial-professionals) ,[Investment Strategy](https://www.4tfg.com/resources/topic/investment-strategy) ,[Pro Tips](https://www.4tfg.com/resources/topic/pro-tips) ## [The Full-Time Endeavor of Managing & Researching Investments](https://www.4tfg.com/resources/the-full-time-endeavor-of-managing-researching-investments) Investment research is a time-consuming process. Financial professionals should consider investments with a strong methodology to save time and reduce risk. \[fa icon="calendar'\] Apr 6, 2016, 11:00:00 AM / by [4Thought Financial](https://www.4tfg.com/resources/author/4thought-financial) Financial institutions employ numerous full-time analysts who perform research and analysis on investments. It is impossible for a financial professional to commit to research and their other responsibilities in order to effectively serve their clients and keep up with the ever-changing developments in the investment world. [Read More](https://www.4tfg.com/resources/the-full-time-endeavor-of-managing-researching-investments) [Financial News](https://www.4tfg.com/resources) ,[Financial Professionals](https://www.4tfg.com/resources/topic/financial-professionals) ,[Financial Planning](https://www.4tfg.com/resources/topic/financial-planning) ,[Pro Tips](https://www.4tfg.com/resources/topic/pro-tips) ## [Unique Goals, Unique Strategies](https://www.4tfg.com/resources/unique-goals-unique-strategies) Financial advisors need to craft a unique investment strategy for each of their client's future goals. This plan must also enhance what assets pass on to heirs. \[fa icon="calendar'\] Mar 23, 2016, 11:00:00 AM / by [4Thought Financial](https://www.4tfg.com/resources/author/4thought-financial) Clients want to utilize their wealth to meet unique goals that they have. Charitable gifting, leaving assets to family members or even having enough for one last hurrah with friends requires a unique investment strategy for unique goals. [Read More](https://www.4tfg.com/resources/unique-goals-unique-strategies) [Financial News](https://www.4tfg.com/resources) ,[Financial Professionals](https://www.4tfg.com/resources/topic/financial-professionals) ,[Investment Strategy](https://www.4tfg.com/resources/topic/investment-strategy) ## [Versatile ETFs are Utilized in Many Portfolio Management Methodologies](https://www.4tfg.com/resources/versatile-etfs-are-utilized-in-many-portfolio-management-methodologies) Exchange traded funds are a flexible tool that can be used not just in strategic asset allocation, but in a variety of alternative investment methodologies, which partially explains their continuing rise in popularity. \[fa icon="calendar'\] Oct 7, 2015, 11:00:00 AM / by [Jesse Mackey](https://www.4tfg.com/resources/author/jesse-mackey) *Why is this Topic Important to Wealth Managers? This blogticle represents part two a special series regarding advanced investing with ETFs. Recently there has been much discussion in the marketplace on the use of these tools and thus we present this topic for wealth managers who may consider these investment vehicles for their clients.* [Read More](https://www.4tfg.com/resources/versatile-etfs-are-utilized-in-many-portfolio-management-methodologies) [Financial News](https://www.4tfg.com/resources) ,[Financial Professionals](https://www.4tfg.com/resources/topic/financial-professionals) ,[Investment Strategy](https://www.4tfg.com/resources/topic/investment-strategy) ,[Pro Tips](https://www.4tfg.com/resources/topic/pro-tips) ## [Grow Assets by Retaining Them: Part I](https://www.4tfg.com/resources/grow-assets-by-retaining-them-part-i) One simple yet effective way of enabling the growth of investment assets is by minimizing tax liabilities. \[fa icon="calendar'\] Sep 9, 2015, 11:00:00 AM / by [Jesse Mackey](https://www.4tfg.com/resources/author/jesse-mackey) The saying goes that “the best way to gain money is to avoid losing it.” It is also said that “nothing is certain in life except death and taxes.” If there is truth to either of the above kernels of wisdom, a logical conclusion is that the most assured way to avoid losing money is to minimize, defer, and eliminate taxation to the greatest extent possible. This article begins a 3- part article series that will briefly outline some of the most common and effective means of limiting the over-taxation of the individual investor’s portfolio. The techniques described here will be most beneficially applied if diligently overseen and executed through a competent financial planner and portfolio manager. [Read More](https://www.4tfg.com/resources/grow-assets-by-retaining-them-part-i) [Financial News](https://www.4tfg.com/resources) ,[Financial Professionals](https://www.4tfg.com/resources/topic/financial-professionals) ,[Investment Strategy](https://www.4tfg.com/resources/topic/investment-strategy) ,[Compass and Crosshairs](https://www.4tfg.com/resources/topic/compass-and-crosshairs) ## [Grow Assets by Retaining Them: Part III](https://www.4tfg.com/resources/grow-assets-by-retaining-them-part-iii) Tax mitigation and asset allocation is more than investment selection. Some of the strategies shown here can help put a tax mitigation plan in place for you. \[fa icon="calendar'\] Aug 12, 2015, 10:30:00 AM / by [Jesse Mackey](https://www.4tfg.com/resources/author/jesse-mackey) Today’s blogticle concludes our 3 part series on tax efficient investment opportunities. Please see the two previous days coverage for the full story. [Read More](https://www.4tfg.com/resources/grow-assets-by-retaining-them-part-iii) [Financial News](https://www.4tfg.com/resources) ,[Financial Professionals](https://www.4tfg.com/resources/topic/financial-professionals) ,[Investment Strategy](https://www.4tfg.com/resources/topic/investment-strategy) ,[Compass and Crosshairs](https://www.4tfg.com/resources/topic/compass-and-crosshairs) ## [Grow Assets by Retaining Them: Part II](https://www.4tfg.com/resources/grow-assets-by-retaining-them-part-ii) Tax mitigation and asset diversification work in conjunction with one another. Here are some more investment vehicles that help fulfill both goals. \[fa icon="calendar'\] Jul 8, 2015, 11:00:00 AM / by [Jesse Mackey](https://www.4tfg.com/resources/author/jesse-mackey) This article represents part 2 of 3 in this series. Please see yesterday’s post as well as tomorrow’s for the full article. [Read More](https://www.4tfg.com/resources/grow-assets-by-retaining-them-part-ii) [Financial News](https://www.4tfg.com/resources) ,[Financial Professionals](https://www.4tfg.com/resources/topic/financial-professionals) ,[Investment Strategy](https://www.4tfg.com/resources/topic/investment-strategy) ,[Compass and Crosshairs](https://www.4tfg.com/resources/topic/compass-and-crosshairs) ## [Mind of the Swarm: Subjective Rationalism](https://www.4tfg.com/resources/mind-of-the-swarm-subjective-rationalism) Are the markets rational or irrational? Neither. Look to nature for guidance. \[fa icon="calendar'\] May 20, 2015, 11:00:00 AM / by [Jesse Mackey](https://www.4tfg.com/resources/author/jesse-mackey) If you are a professional in the investment management or economics fields, your entire system of decision making and the basis of everything you do in your workday may be wrong. While the following discussion may seem purely academic, it could actually have far-reaching practical implications for your personal and professional livelihood. [Read More](https://www.4tfg.com/resources/mind-of-the-swarm-subjective-rationalism) [\[fa icon="angle-double-left"\] Prev](https://www.4tfg.com/resources/topic/financial-professionals/page/1) [All posts](https://www.4tfg.com/resources/all) [Next \[fa icon="angle-double-right"\]](https://www.4tfg.com/resources/topic/financial-professionals/page/3) ## Leave a Comment ### Search 4tfg.com This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ### **What Type of Investor Are You?** You have unique investment goals. We have a unique investment methodology. Take our questionnaire to see how our Multi-Method Investing® approach can help you better meet your financial goals. 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Investment Advisory Services are offered through 4Thought Financial Group Inc., an SEC Registered Investment Adviser. Registration does not imply a certain level of skill or training. The content presented here is for informational purposes only and does not constitute a complete description of our investment advisory services or performance. This website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered (or notice filed) or where an exemption or exclusion from such registration exists. Information throughout this site, including, but not limited to, stock quotes, charts, articles or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY LINKED WEBSITE. [Form CRS, Firm Brochure (ADV Part2), Privacy Policy Notice, and Wrap Fee Program Brochure](https://www.4tfg.com/hubfs/Firm_Brochure_ADV_Pt2-Privacy_Policy-Wrap_Fee_Program_Brochure.pdf) [Disclosure](https://www.4tfg.com/disclosure) [BrokerCheck](http://brokercheck.finra.org/) Any opinions presented here are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors. \*4Thought Financial Group claims compliance with the Global Investment Performance Standards (GIPS®). GIPS® is a registered trademark of CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant the accuracy or quality of the content contained herein. The GIPS firm definition excludes any third party asset management programs over which 4Thought maintains oversight advisory agreements on behalf of its clients, any arrangements under which 4Thought provides recommendations for client self-implementation, and any assets under advisory but not under direct management (in which 4Thought provides allocation changes or trading signals to third party firms but does not take discretion over the trading of client accounts). GIPS-compliant performance information for 4Thought's strategies may be obtained by email at [info@4tfg.com](mailto:info@4tfg.com); on the 4Thought website at [www.4tfg.com/performance-requests](https://www.4tfg.com/performance-requests); or by phone at (516) 300-1617. Disclaimer [Form CRS, Firm Brochure (ADV Part2), Privacy Policy Notice, and Wrap Fee Program Brochure](https://www.4tfg.com/hubfs/Firm_Brochure_ADV_Pt2-Privacy_Policy-Wrap_Fee_Program_Brochure.pdf) [Disclosure](https://www.4tfg.com/disclosure) [BrokerCheck](http://brokercheck.finra.org/) Investment Advisory Services are offered through 4Thought Financial Group Inc., an SEC Registered Investment Adviser. Registration does not imply a certain level of skill or training. The content presented here is for informational purposes only and does not constitute a complete description of our investment advisory services or performance. This website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered (or notice filed) or where an exemption or exclusion from such registration exists. Information throughout this site, including, but not limited to, stock quotes, charts, articles or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY LINKED WEBSITE. Any opinions presented here are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors. \*4Thought Financial Group claims compliance with the Global Investment Performance Standards (GIPS®). GIPS® is a registered trademark of CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant the accuracy or quality of the content contained herein. The GIPS firm definition excludes any third party asset management programs over which 4Thought maintains oversight advisory agreements on behalf of its clients, any arrangements under which 4Thought provides recommendations for client self-implementation, and any assets under advisory but not under direct management (in which 4Thought provides allocation changes or trading signals to third party firms but does not take discretion over the trading of client accounts). GIPS-compliant performance information for 4Thought's strategies may be obtained by email at [info@4tfg.com](mailto:info@4tfg.com); on the 4Thought website at [https://www.4tfg.com/performance-requests](https://www.4tfg.com/performance-requests); or by phone at (516) 300-1617. ```json { "@context" : "http://schema.org", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "", "addressLocality" : "Syosset", "addressRegion" : "New York", "postalCode" : "11791", "streetAddress" : "6851 Jericho Turnpike Suite 120" }, "alternateName" : "4 Thought Financial Group", "areaServed" : { "@type" : "GeoCircle", "geoMidpoint" : { "latitude" : "+40.8100713", "longitude" : "-73.5172286" }, "geoRadius" : "150 km" }, "description" : "Financial Professionals | 4Thought Financial Group Resources (2)", "email" : "[GDelorenzo@ClearHorizonGroup.Com, info@4tfg.com, no-reply@4tfg.com]", "image" : "https://www.4tfg.com/hubfs/4Thought-Financial-Group-OG.jpg", "logo" : "http://cdn2.hubspot.net/hubfs/2201374/4thought_header-logo.png", "naics" : "523920", "name" : "4Thought Financial Group", "sameAs" : [ "https://www.facebook.com/4ThoughtFinancialGroup", "https://www.linkedin.com/company/3043702", "https://www.youtube.com/channel/UCEHRK-25mAwfTlNzdvFSN3g", "http://investment-advisors.credio.com/l/39493/4thought-Financial-Group-Inc" ], "telephone" : "516-300-1617", "url" : "http://www.4tfg.com" } ``` ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Organization", "name" : "4Thought Financial Group" }, "dateModified" : "October 1, 2024, 12:00:00 PM", "datePublished" : "1970-01-01 00:00:00", "description" : "Financial Professionals | 4Thought Financial Group Resources (2)", "headline" : "Resources", "image" : { "@type" : "ImageObject", "url" : "" }, "mainEntityOfPage" : { "@id" : "https://www.4tfg.com/resources/topic/financial-professionals", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "http://cdn2.hubspot.net/hubfs/2201374/4thought_header-logo.png" }, "name" : "4Thought Financial Group" } } ```