--- title: Are High Fees Destroying Your Clients' Investment Portfolio Returns? description: Help your accounting clients break free from high investment fees and lackluster management. 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[Financial News](https://www.4tfg.com/resources) ,[Accounts and Clients](https://www.4tfg.com/resources/topic/accounts-and-clients) # Are High Fees Destroying Your Clients' Investment Portfolio Returns? Help your accounting clients break free from high investment fees and lackluster management. Contact 4Thought Financial Group for cost-effective solutions. \[fa icon="calendar"\] Jan 6, 2023 3:47:00 PM by [4Thought Financial](https://www.4tfg.com/resources/author/4thought-financial) Strategy Performance Data ### **Download Our Performance Reports** ![GIPS Report](https://www.4tfg.com/hs-fs/hubfs/GIPS/4Thought_GIPS_Performance_GSA-1.jpg?width=130&name=4Thought_GIPS_Performance_GSA-1.jpg "GIPS Report") 4Thought Financial Group’s separate account strategies are managed with repeatable algorithmic processes so they can be consistently competitive. See how the actual client accounts in each strategy have performed. --- If your accounting practice clients are concerned that they’re paying too much in investment advisory fees and [other portfolio expenses](https://www.4tfg.com/resources/breaking-down-investment-advisor-fees), then they aren’t alone. Despite a rapid reduction in the overall level of investment advisory fees levied on investor accounts and funds during the last decade, there’s still a very large component of the investor population who are stuck with an old-guard advisor or firm that has not kept pace with technological and economy-of-scale advancements in the industry. These people continue to (often unwittingly) suffer the consequences of middling returns due to endless overpayment for investment advice. Consider the following as they apply to your clients: - Do your clients know the total they're paying annually in investment advisory fees, fund expense ratios, custody and brokerage charges, and other expenses? (Probably not.) - Are your clients getting hit with fixed-dollar nickel-and-dime custody and brokerage costs in addition to their ongoing advisory fees, or are these included in a wrap fee arrangement? - Are the advisory fees and other expenses your clients pay proportional to the portfolio performance and level of client service provided?  - Are your clients’ portfolios composed of high-expense-ratio actively managed open-end mutual funds, or low-expense ratio index-tracking exchange traded funds and individual securities?  - Are your clients paying a premium for “active” management that really isn’t very active (or effective)?  If your answers to any of the above questions are concerning to you, then your clients should re-evaluate their current investment professional relationships, and possibly consider developing a new one. With advances in technology and persistent downward pressure on fees in the industry during the last decade, high-service active portfolio advisory and management services no longer have to be an expensive drag on returns. As a trusted CPA advisor, you have the power to help your clients break free of the old guard and explore their options.  If your clients are sick of paying high fees for lackluster investment management, please [contact 4Thought Financial Group Inc](https://www.4tfg.com/contact). ## Was this article helpful to you? ### Subscribe to our newsletter for free tips and articles to help you lead a smarter financial life. ### Related posts [![Need To Offer Your Clients Investment Advice So You Can Compete With Other CPAs?](https://www.4tfg.com/hubfs/Need-To-Offer-Your-Clients-Investment-Advice-So-You-Can-Compete-With-Other-CPAs.jpg)](https://www.4tfg.com/resources/need-to-offer-your-clients-investment-advice-so-you-can-compete-with-other-cpas) [![Concerned About The Service Quality Of Your Clients' Financial Services ](https://www.4tfg.com/hubfs/Concerned-About-The-Service-Quality-Of-Your-Clients-Financial-Services-Professionals.jpg)](https://www.4tfg.com/resources/concerned-about-the-service-quality-of-your-clients-financial-services-professionals) [![Concerned About The Effect Of Rate Rises On Your Clients’ Bond Mutual Funds?](https://www.4tfg.com/hubfs/Concerned-About-The-Effect-Of-Rate-Rises-On-Your-Clients%E2%80%99-Bond-Mutual-Funds.jpg)](https://www.4tfg.com/resources/concerned-about-the-effect-of-rate-rises-on-your-clients-bond-mutual-funds) ## Leave a Comment ### Search 4tfg.com This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ### **What Type of Investor Are You?** You have unique investment goals. 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Information throughout this site, including, but not limited to, stock quotes, charts, articles or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY LINKED WEBSITE. Any opinions presented here are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors. \*4Thought Financial Group claims compliance with the Global Investment Performance Standards (GIPS®). GIPS® is a registered trademark of CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant the accuracy or quality of the content contained herein. The GIPS firm definition excludes any third party asset management programs over which 4Thought maintains oversight advisory agreements on behalf of its clients, any arrangements under which 4Thought provides recommendations for client self-implementation, and any assets under advisory but not under direct management (in which 4Thought provides allocation changes or trading signals to third party firms but does not take discretion over the trading of client accounts). GIPS-compliant performance information for 4Thought's strategies may be obtained by email at [info@4tfg.com](mailto:info@4tfg.com); on the 4Thought website at [https://www.4tfg.com/performance-requests](https://www.4tfg.com/performance-requests); or by phone at (516) 300-1617. ```json { "@context" : "http://schema.org", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "", "addressLocality" : "Syosset", "addressRegion" : "New York", "postalCode" : "11791", "streetAddress" : "6851 Jericho Turnpike Suite 120" }, "alternateName" : "4 Thought Financial Group", "areaServed" : { "@type" : "GeoCircle", "geoMidpoint" : { "latitude" : "+40.8100713", "longitude" : "-73.5172286" }, "geoRadius" : "150 km" }, "description" : "Help your accounting clients break free from high investment fees and lackluster management. 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