How are fractional shares treated in my 4Thought account?
Fractional share accounting means we do not have to trade only in whole shares, which would limit our ability to get you exactly to your target exposures. The use of fractional shares enables your portfolio to obtain near-exact exposures to the assets we want, even for the smallest of accounts.
What happens to idle cash in my 4Thought account?
For investors taking systematic withdrawals from their account, cash from dividends and other income will be allowed to accumulate in the account to ensure liquidity needed to fund withdrawals. For investors that are not taking systematic withdrawals, any accumulated excess cash will automatically be reinvested
FAQs , Financial Planning , Wealth Management , Accounts and Clients
How does tax loss harvesting work for 4Thought’s portfolios?
For taxable accounts, the use of tax loss harvesting to attempt to minimize tax liabilities without hampering returns can be done in two ways through 4Thought: Intra-account harvesting and Inter-account harvesting.
How do I view my 4Thought account online?
We provide a consolidated reporting web portal so that you can see all of the accounts we manage for you with all custodians in one place, and we also provide direct access links to the individual custodian web portals. To access both of these options, go to the 4Thought Financial Group website at www.4tfg.com, click “Log In” at the top right and sign in with your username and password.
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