This notification for the week of 7/11/2017 is part of an ongoing series of updates intended to keep you informed about the changes occurring in your 4Thought Financial Group separately managed accounts (SMAs) each week. The information is broken into the constituent model portfolios we use to manage client investment advisory accounts. Please contact your advisor(s) directly for any more in-depth information related to your personal portfolio or for clarification on which models/strategies apply to you. Occasionally we may provide general commentary, as well as planning techniques and ideas. Make sure to discuss with your advisor whether these are applicable to your situation before taking any actions with regards to your financial plan or investment portfolio.

This notification for the week of 7/3/2017 is part of an ongoing series of updates intended to keep you informed about the changes occurring in your 4Thought Financial Group separately managed accounts (SMAs) each week. The information is broken into the constituent model portfolios we use to manage client investment advisory accounts. Please contact your advisor(s) directly for any more in-depth information related to your personal portfolio or for clarification on which models/strategies apply to you. Occasionally we may provide general commentary, as well as planning techniques and ideas. Make sure to discuss with your advisor whether these are applicable to your situation before taking any actions with regards to your financial plan or investment portfolio.

This notification for the week of 6/27/2017 is part of an ongoing series of updates intended to keep you informed about the changes occurring in your 4Thought Financial Group separately managed accounts (SMAs) each week. The information is broken into the constituent model portfolios we use to manage client investment advisory accounts. Please contact your advisor(s) directly for any more in-depth information related to your personal portfolio or for clarification on which models/strategies apply to you. Occasionally we may provide general commentary, as well as planning techniques and ideas. Make sure to discuss with your advisor whether these are applicable to your situation before taking any actions with regards to your financial plan or investment portfolio.

4Thought Separate Accounts rank in top 25% for 7 out of 16 strategies offered and top 50% for 14 out of 16 strategies offered (As of 3/31/17)

Thematic Systematic Investing Top 1% – 1-Year percentile ranking out of 407 World Stock managers as of 12/31/16
#1 – 1-Year absolute ranking out of 407 World Stock managers as of 12/31/16

Global Thematic Accumulation Top 1% – 1-Year percentile ranking out of 407 World Stock managers as of 9/30/16
#2 – 1-Year absolute ranking out of 407 World Stock managers as of 12/31/16 

4Thought Separate Accounts rank #1 and #2 in Morningstar’s “World Stock” category for 2016, Top 25% for 10 out of 18 strategies offered (As of 12/31/16)

#1 Thematic Systematic Investing Top 1% – YTD percentile ranking out of 428 World Stock managers as of 9/30/16
#1 – YTD absolute ranking out of 428 World Stock managers as of 9/30/16

#2 Global Thematic Accumulation Top 1% – YTD percentile ranking out of 428 World Stock managers as of 9/30/16
#2 –YTD absolute ranking out of 428 World Stock managers as of 9/30/16 

It has been stated by many of the most influential minds in economics that “There is no such thing as a free lunch.” Despite this profound statement, Modern Portfolio Theory (MPT) has been credited by some with identifying the only known “free lunch” in economics.