4Thought Investing Resources

4Thought Investing Resources

Financial News Investment Strategy Personal Finance Business Finance For Professionals Compass and Crosshairs

Compass and Crosshairs

SUBSCRIBE

Subscribe for free tips and articles to help you lead a smarter financial life.

Financial News ,Investment Strategy ,Compass and Crosshairs

Harnessing the Raw Power of Systematic Investing

Systematic investing is the most fundamentally important tool for individual investors to achieve their long-term financial goals. Learn about this concept's many benefits, as well as several practical steps to take to improve one's success rate.

There are very few concepts in financial planning that hold as much raw power to transform one’s life as systematic investing. But harnessing the potential extreme force behind this concept often proves tricky when it comes to actual implementation.

Read More

Financial News ,Financial Professionals ,Investment Strategy ,Compass and Crosshairs

Grow Assets by Retaining Them: Part III

Tax mitigation and asset allocation is more than investment selection. Some of the strategies shown here can help put a tax mitigation plan in place for you.

Today’s blogticle concludes our 3 part series on tax efficient investment opportunities. Please see the two previous days coverage for the full story.

Read More

Financial News ,Financial Professionals ,Investment Strategy ,Compass and Crosshairs

Grow Assets by Retaining Them: Part II

Tax mitigation and asset diversification work in conjunction with one another. Here are some more investment vehicles that help fulfill both goals.

This article represents part 2 of 3 in this series. Please see yesterday’s post as well as tomorrow’s for the full article.

Read More

Financial News ,Financial Professionals ,Investment Strategy ,Compass and Crosshairs

Mind of the Swarm: Subjective Rationalism

Are the markets rational or irrational? Neither. Look to nature for guidance.

If you are a professional in the investment management or economics fields, your entire system of decision making and the basis of everything you do in your workday may be wrong. While the following discussion may seem purely academic, it could actually have far-reaching practical implications for your personal and professional livelihood.

Read More

Financial News ,Financial Professionals ,Investment Strategy ,Compass and Crosshairs

Global Development Systems Part II: Portfolio Modeling and Client Account Management

The implementation of an investment portfolio allocated from a global perspective requires a new set of ideas and tools.

In our last issue of the Compass & Crosshairs, the underlying theoretical tenets of what we will refer to as the “Global Development Systems” method of investment portfolio management were discussed in some detail. The following assertions were made and topics discussed (See the July ’09 issue for further information):

Read More

Financial News ,Financial Professionals ,Investment Strategy ,Compass and Crosshairs

Global Development Systems Part I: Portfolio Theory and Philosophy

Knowledge of ideas from global economic development leads to a drastically different investment portfolio allocation from the traditional US-centric approach.

With the 2007-2009 financial system crisis and economic downturn as an impetus, some portfolio management professionals have begun to ascertain that Modern Portfolio Theory, as it has traditionally been applied, is due for an overhaul. In our last issue of the Compass & Crosshairs, in which we explored some of the various methods that might be applied under a “Multi-Contingency Investing” methodology, we briefly made mention of a Global Development Perspective Strategic Asset Allocation philosophy.

Read More

Financial News ,Investment Strategy ,Compass and Crosshairs

Rethinking Modern Portfolio Theory: Understanding and Applying Multi-Contingency Investing

Embracing a multi-method investing approach means being able to invest according to a variety of different perspectives in different situations.

In our last two issues of the Compass & Crosshairs, we introduced the concept of multi-contingency investing and why the current financial/economic crisis has made this a new practice management imperative for financial planners, CPAs that provide financial planning services, and investment managers.

Read More

Financial News ,Financial Professionals ,Compass and Crosshairs

Rethinking Modern Portfolio Theory: Multi-Contingency Investing

MPT has been questioned in the time since the financial crisis. Advisors may need to re-define how they manage assets, by using multiple methods of investing.

In our last issue of 4Thought’s Compass & Crosshairs, we considered the ramifications of the world’s current financial crisis on the future of portfolio management philosophy. Specifically, we focused on the most recent arrows slung at Modern Portfolio Theory’s strategic asset allocation methodology, the most dominant form of asset management found among the world’ large institutional investment funds.

Read More

Financial News ,Financial Professionals ,Compass and Crosshairs ,Financial Planning

Ensure Objectivity in Financial Planning for your Clients by Examining the Organizational Structure of your Planning Firm

Best practices in financial planning and investment advisory services must focus on aligning the goals of the client with the incentives of the advisor.

For those of us that have been watching the decimation of much of the banking and finance industry, it has become clear that finance-related firms’ compensation arrangements and ethical standards are being called into question through a blanket labeling of all finance industry professionals with some permutation of the word “crook.” The rapacious practices of real crooks, like Bernard Madoff et al., and the over-compensation of the officers of bailed-out financial institutions have clearly left a bad taste in the mouths of the public. This negative perception of the finance industry as a whole has in large part rubbed off on all individual professionals in the financial services, whether such gross agglomeration for the purposes of labeling is warranted or not.

Read More

Financial News ,Financial Professionals ,Investment Strategy ,Compass and Crosshairs

Ten Investment Planning and Portfolio Management Lessons Learned from the Financial Crisis

The recent financial crisis taught financial professionals some very harsh lessons. Here are ten lessons learned from the crisis.

The world’s most recent financial crisis has provided a unique proving ground in which investment planning and investment management firms have tested their mettle on many levels. As the complexities of the crisis continue to emerge, pearls of portfolio management and investment planning wisdom have begun to surface. We will explore ten of these that have so far made themselves apparent. Many of the ideas we will mention here are familiar to veteran advisors, while others may be completely new. On the firm level, 4Thought has utilized the vast majority of these concepts already in the past. However, the severity of the crisis that investors have experienced thus far has highlighted the importance of these practices and reconfirmed the views we previously held. Other ideas illustrated here represent shifts from our past approaches.

Read More

Leave a Comment

Search 4tfg.com

    Recent Articles


    Bear-Bull-Wolf-Eagle-Market-Icons